Free Income and Expense Tracker
Record money in and money out to see your net income over a period.
Enter income rows and expense rows with dates and amounts. The sheet totals both sides and calculates the net amount, which is income minus expenses.
How to use the Income and Expense Tracker
- Replace the sample figures with your own income and spending.
- Watch the totals and the amount left over update in the preview.
- Download or print the sheet and review it again next month.
About the Income and Expense Tracker
Record money in and money out to see your net income over a period.
A budget works when it is simple enough to keep using. Seeing income, bills and savings side by side makes it much easier to spot where the month is going.
Getting started with the Income and Expense Tracker
Using the income and expense tracker takes a minute or two. Your entries are saved in this browser, so you can come back later and carry on.
Tips for better results
Separate regular income from one-off receipts, which gives a clearer picture of what you can rely on each month.
Use real figures from your bank statements, not estimates from memory.
Review the plan at the end of each month and adjust the next one.
Privacy and where your data goes
Everything you type into the income and expense tracker stays on your own device. Zapxa does not receive your numbers or documents. If you clear your browser data, your saved entries will be removed, so download a PDF of anything you want to keep.
Frequently asked questions
What does a negative net figure mean?
Expenses were larger than income for the period, so you spent more than you earned.
Is it suitable for a small business?
It works for simple records. For tax filing, follow the record-keeping rules of your tax authority or ask an accountant.
Is the income and expense tracker free?
Yes. It is free to use with no signup, no watermark and no usage limits.
Is my data private?
Yes. Your inputs are processed in your browser and saved only in its local storage. They are not uploaded to our servers.
Does it work on mobile?
Yes. Zapxa works on phones, tablets and desktops. Use the print button or download a PDF to keep a copy.
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