Free Expense Tracker
Log spending by date and category and see totals for each category.
What is the Expense Tracker?
Log spending by date and category and see totals for each category.
Add a row for each purchase with its date, category and amount. The tracker adds up the entries and shows the total spent overall and per category.
A budget works when it is simple enough to keep using. Seeing income, bills and savings side by side makes it much easier to spot where the month is going.
How to use the Expense Tracker
Using the expense tracker takes a minute or two. Your entries are saved in this browser, so you can come back later and carry on.
Step 1
Replace the sample figures with your own income and spending.
Step 2
Watch the totals and the amount left over update in the preview.
Step 3
Download or print the sheet and review it again next month.
Tips for better results
Log purchases within a day or two while you can still remember them, and use consistent category names so totals group correctly.
Use real figures from your bank statements, not estimates from memory.
Review the plan at the end of each month and adjust the next one.
Privacy and where your data goes
Everything you type into the expense tracker stays on your own device. Zapxa does not receive your numbers or documents. If you clear your browser data, your saved entries will be removed, so download a PDF of anything you want to keep.
Frequently asked questions
How is this different from a budget?
A budget sets planned amounts; this tracker records what you actually spent, which you can compare against a budget.
Can I track cash spending?
Yes. Add cash purchases as rows the same as card payments, ideally keeping the receipt.
Is the expense tracker free?
Yes. It is free to use with no signup, no watermark and no usage limits.
Is my data private?
Yes. Your inputs are processed in your browser and saved only in its local storage. They are not uploaded to our servers.
Does it work on mobile?
Yes. Zapxa works on phones, tablets and desktops. Use the print button or download a PDF to keep a copy.
Related Budgets tools
- Family Budget Planner — Plan household income and spending by category and compare planned against actual.
- Monthly Budget Template — Build a one-month budget with income, fixed bills and variable spending in editable rows.
- Weekly Budget Template — Track weekly income and spending to keep short-term cash flow under control.
- Zero-Based Budget Worksheet — Assign every dollar of income to a category until income minus spending equals zero.
- Wedding Budget Planner — Plan wedding costs by category and track estimated, actual and remaining amounts.
- Project Budget Template — Track project costs by line item and compare the budget with actual spending.